Time Is Money... Seriously | Your Money or Your Life & The REAL Hourly Wage: Time is money. According to Vicki Robin and Joe Dominguez, authors of the book "Your Money or Your Life" that's one of the very few universally true things we can say about it. So it is of the utmost importance that we spend our money wisely so that we can make the most out of the time that we have. Today we're going to be discussing the Real Hourly Wage tool which will help us to use our money more wisely.