Repayment mortgage versus interest only – which is better?

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Saj Hussain
Published at : 14 Feb 2021
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Most property investors in the UK prefer an interest only mortgage because it gives you certain long-term advantages. Let us look at how repayment mortgages work too, versus interest only mortgages, and how you can even make advanced repayments without being penalises.

On repayment mortgages, banks count on a game that makes it all more profitable for them, but less so for you, as a burrower and investor. Watch the video all the way to the end to learn how to beat the banks at their own game!

If you’re interested in Buy to Let mortgages, I have a more detailed video that you can watch at the link below:

https://youtu.be/8t8Cfqr9qlY

Timestamps
00:00 – Intro
00:34 – There are two ways to repay a loan you take to purchase a property - a repayment mortgage, and an interest only mortgage
01:36 – What is the difference between good debt and bad debt?
02:34 – What are the advantages and disadvantages of each type of mortgage?
05:40 – Let me give you an example for each type of mortgage
09:34 – This is the biggest secret that the banks don’t tell you!

#InterestOnlyMortgageUK #RepaymentMortgagevsInterestOnly

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If you want to achieve your property goals with the support of an experienced property mentor then my Inner Circle Mentoring programme is just what you need. Find out more here: https://www.sajhussain.com/let-me-mentor-you/

Thank you for watching my name is Saj Hussain AKA The Property Joint Venture Expert and Your Partner for Wealth Creation Through Property.
SajSaj HussainProperty investing

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